What types of agricultural loans does BankIowa offer?

Agricultural financing options include operating lines of credit, farm real estate loans, capital improvement financing, FSA guaranteed loans, and beginning farmer programs.

Can ag loans be used for crop and livestock operations?

Agricultural operating loans are available to help finance crop production, livestock operations, and ongoing operating expenses.

Does BankIowa offer farmland financing?

Farm real estate financing is available for agricultural land purchases, refinancing, and long-term agricultural investments.

Are financing programs available for beginning farmers?

Beginning farmer financing programs are available through partnerships with government agricultural lending resources.

Ag Loans with BankIowa

BankIowa: Nurturing Agricultural Growth and Success Since 1921

For over a century, BankIowa has been a steadfast partner to Iowa's agricultural community. We understand that as the agricultural sector evolves, so do the financial needs of you, the producer. Our approach involves taking the time to comprehend your operation's unique aspects, enabling us to craft the most effective financial solutions for you. Our diverse range of agricultural loans is tailored to support your pursuit of financial success in farming.

Contact Our Ag Lenders

2027 BankIowa Ag Summit: Business and Financial Strategies for Resilience and Growth

Thursday, January 21, 2027, 8:15AM - 1:30PM
Heartland Acres Agribition Center, Independence, IA

BankIowa is proud to present our 2027 Ag Summit, an event dedicated to empowering our region’s agricultural community and fostering long-term success. This summit will bring together producers and industry leaders to explore the evolving landscape of agriculture. Centered on the critical theme of "Business and Financial Strategies for Resilience and Growth," the event is designed to equip attendees with actionable insights to navigate economic challenges, optimize their operations, and seize new opportunities in the agricultural sector.

The summit will be headlined by a highly anticipated keynote presentation from Dr. David Kohl, Professor Emeritus at Virginia Tech and one of the nation's most respected voices in agricultural economics. Dr. Kohl will be joined by a diverse lineup of guest presenters and a distinguished panel of ag industry experts who will share their extensive knowledge on financial management, strategic planning, and risk mitigation.

This is a FREE event but registration is required. Space is limited.

Our Agricultural Loan Services Include:

Operating Lines of Credit:

Essential Operating Funds: We provide loans for crop and livestock operations to cover daily operating expenses.
Flexible Revolving Credit: Our Line of Credit loans offer the flexibility to borrow and repay in sync with your cash flow cycles.

Enterprise Expansion/Capital Improvement Loans:

Invest in Growth: Finance your livestock and machinery investments with us to expand your operations.
Facility and Infrastructure Financing: We support updates and maintenance, including tiling, new building projects, and confinement facilities.

Ag/Farm Real Estate Loans:

Land Acquisition and Refinancing: Whether purchasing new farmland or refinancing existing loans, we provide your agriculture solutions.
Fixed-Rate Options: Benefit from our fixed-rate Ag real estate loans for predictable financial planning.
FSA Guaranteed Loans: We partner with the Farm Service Agency for guaranteed loan options.

Beginning Farmer Program:

Step into Farming: Our collaboration with government programs makes it possible for you to embark on a farming career.
Competitive Rates and Guidance: We work with the Farm Service Agency to offer Beginning Farmer Loan Programs, ensuring competitive interest rates and expert guidance.

Partnering Additional Financing Options:

Extended Loan Terms: We can sell into secondary markets to provide longer-term fixed-rate loans ranging from 7 to 30 years.

Start Your Agricultural Financial Journey with BankIowa

Ready to take the next step? Please complete our Agricultural Financial Statement and visit your nearest BankIowa branch to begin. Our dedicated team is eager to assist you in fostering the growth and success of your agricultural business.