CHECK SCAM ALERT!

Some consumers have reported receiving unsolicited checks in the mail that they didn’t request and weren't expecting. Do not deposit checks you did not request. Before you deposit it, bring it into your local BankIowa branch or give us a call.

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Deposit Rates

Checking, Savings, and Money Market Rates

Please contact us during normal business hours for rates and information about our other interest-earning checking, savings, and money market accounts. Click the button below to contact one of our branch offices.

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Certificate of Deposit Special Rates

$500 minimum deposit to open. Fees may reduce earnings and early withdrawal fees may apply.

Opening a Certificate of Deposit (CD) Account

To open a CD account online, visit our CDs & IRAs page. You may also open a CD account at one of our walk-in branches.

CD ProductAPY*Interest Rate
3 month CD Special3.75%3.70%
5 month CD Special3.70%3.65%
11 month CD Special3.60%3.57%
24 month CD Special3.55%3.52%
36 month CD Special One Way3.50%3.47%

*APY = Annual Percentage Yield. CD specials are available only for a limited time. Rates effective as of 12/11/2025. Rates may change without notice.
Any fees incurred could reduce earnings.
Penalty for early withdrawal on 12-up-to-36-month certificates of deposit is 12 months loss of interest on the principal amount withdrawn.