Modern, Secure Digital Banking Services
Our digital banking services empower you to effortlessly manage your accounts day or night and make secure financial transactions online or in person with ease. It’s digital banking that actually keeps up with your life!
Get an overview of our full suite of digital banking services below and click on the topic heading to link to a full description of each service.
Online Banking
BankIowa’s Online Banking provides 24/7 secure access to manage your financial world from any internet-connected device. Users can effortlessly check account balances, view transaction history, and perform both internal and external transfers. The platform also includes free Online Bill Pay to eliminate the need for stamps and envelopes, along with "People Pay" for sending money to friends and family using just an email or mobile number.
Mobile Banking
The BankIowa Mobile App brings the full functionality of the bank to your smartphone or tablet, allowing for banking on the go. It features a clean, easy-to-navigate interface where users can monitor balances, pay bills, deposit checks, and manage payees. The app also includes specialized features like Thumbprint/Face ID security and a branch/ATM locator to ensure you can find a physical location whenever necessary.
Round Up Savings
Round Up Savings is an automated tool designed to help customers grow their savings effortlessly through everyday spending. Every time you make a purchase with your BankIowa debit card, the transaction is rounded up to the nearest dollar. These "rounded-up cents" are aggregated daily and automatically deposited into your designated savings account, turning minor spare change into significant long-term growth.
Personal Finance
BankIowa offers a suite of Personal Finance tools and resources designed to help customers plan for their next life adventure. Personal Finance seamlessly links accounts from various financial institutions, including credit cards, loans, investments, and deposit accounts, and allows you to view them alongside your BankIowa accounts in a centralized location. Eliminate the hassle of logging into multiple online banking platforms. This service not only provides a secure hub for displaying balances and history but also offers insightful visualizations such as graphs, trends, and timelines, enhancing your financial understanding and control.
Mobile Wallet
The Mobile Wallet service allows customers to store their BankIowa debit and credit card information securely on their mobile devices using Apple Pay®, Google Pay™, or Samsung Pay®. This enables fast, contactless payments at any merchant terminal equipped with NFC technology. By using "tokenization" and biometric authentication (like Face ID), the mobile wallet provides an extra layer of security that physical cards cannot match.
eStatements
eStatements provide a secure, eco-friendly alternative to traditional paper mail, delivering your monthly records directly through Online Banking. Enrolled users receive an email or text notification as soon as their statement is ready, offering faster access than postal delivery. Additionally, eStatements provide a digital archive of up to seven years of past records, reducing physical clutter while keeping your sensitive financial information out of the wrong hands.